It is no secret that a variety of factors can impact the rates that are paid for a homeowner’s insurance policy. These can include the age and size of a home, its location, construction materials, and amenities. It also may consist of whether or not you have a dog, trampoline, pool, or other higher-risk factors.
This can make it tempting to ignore some aspects of your home insurance application or even fib just a bit. This is a terrible idea.
At ACU Insurance Services of League City, TX, it is our duty not only to ensure you get the home insurance protection you want and expect but also to ensure the information is as accurate as possible. There are good reasons.
Untruths on an Application Can Impact Claims
Your claim could be denied if you have a claim on your homeowner’s insurance and your application has inaccuracies. It could also lead to the cancellation of your policy. This could happen at the worst possible time when you need coverage the most.
Dogs, Pools, Trampolines, and More
If you have or acquire a dog throughout your coverage period, and the dog bites a visitor, the liability coverage may be denied. Adding a trampoline to the backyard without notifying your insurance company could lead to denying an injury claim.
The best policy when filling out your homeowner’s application is honesty. Filling out an application for homeowners insurance could be meaningless if coverage is ultimately invalid.
At ACU Insurance Services, we serve the League City, TX, area with homeowners insurance. We take care in making sure applications are as accurate as possible. You can have confidence when you have coverage through ACU Insurance Service. Contact us today.
