What is Windstorm Insurance and Do You Need It?

From damaged siding or the destruction of your home, wind and hail can wreak havoc on any building or property. This is why windstorm insurance may be critical for you to obtain, depending on where you live and what kind of climate you enjoy. The agents at ACU Insurance Services in League City, TX are explaining the importance of windstorm insurance to protect your investment in your Texas home or other property.

Windstorm insurance, sometimes referred to as wind inhale insurance, will generally cover any direct damage to your home or property caused by the elements of hail and wind. A windstorm insurance policy can also help with any living expenses you face if your home is severely damaged and you have to live in another space for a time. This is called loss of use which means you cannot use your home temporarily, so that part of your insurance will assist you in paying for rent and another property until you can move back into your home after it’s repaired or replaced.

How It Works

Most wind and hail insurance policies will have some deductible attached to them, but other than that, your windstorm insurance policy will cover all of your needs when you could be displaced from your home. Remember that it does not cover flood or earthquake damage as those policies are different, and you would have to obtain those in addition to your windstorm insurance policy.

Many private insurance companies offer wind and hail insurance policies by TWIA coverage is available for Texas residents if needed, especially if you live in a high-risk area.

Contact Us

To get your windstorm insurance policy started and enjoy the peace of mind that comes with it, call upon the windstorm insurance agents at ACU Insurance Services in League City, TX today!