Texans know all too well the threat of hurricanes, but at any time, a flash flood can cause extensive damage to homes and businesses. Let ACU Insurance Services in League City, TX walk you through the process and answer your questions.
What is a Flash Flood?
A flash flood is a rapid, heavy rainfall that comes on suddenly in a short amount of time. A flash flood can dump several inches of rain very quickly, causing low-lying areas to flood. If you live near a lake, river, or basin, your home may be in more danger of flooding than those on higher ground, away from bodies of water.
A devastating natural disaster, flash floods can completely flood your home and land, causing costly damage. There is not much of a warning before a flash flood occurs, so flash flood preparation ahead of time is imperative to protect your home, yourself, and your loved ones.
Before a Flash Flood
Preparation ahead of time is critical in protecting your home. Some things you can do is to create a floodplain around your home to keep water at bay and place your furnace, water heater, and other electrical appliances, and breaker box on cement blocks or wooden planks to keep them off the floor in case your basement floods.
You should periodically check your sewer and basement drains to keep them free of debris that may cause them to overflow during a downpour. You can use beams or floodwalls to prevent water from coming into your home during a flash flood, as well.
While it is happening
There are a few things you should do during a flash flood to stay safe, along with your family.
Follow local weather reports so that you can get your family to higher ground if a flash flood is on its way. Take important items and documents with you when you leave, if you have time to retrieve them.
Contact Your Agent
If you and your home have fallen victim to a flash flood, you know the importance of having insurance that will cover the damages. The staff at ACU Insurance Services in League City, TX are always here to assist you with all of your flood insurance needs.