Texas requires each driver and car owner to carry minimum coverage against bodily injury or property damage that results from the operation of a vehicle. ACU Insurance Services provides this necessary auto insurance and keeps drivers compliant with state law. The state allows limits on the maximum an insurance company will pay in claims. The minimum requirements for drivers cover specifics for:
According to state law, a driver must have documents that prove financial responsibility when a law enforcement officer requests them in the event of a traffic stop or an accident. Also, drivers and car owners will need auto insurance documentation when a driver renews their vehicle registration. Insurance companies, like ACU Insurance Services, that operate in the state must update the Department of Public Safety (DPS) if they cancel a person's policy within 180 days of the start date of a new policy. The person will be contacted by the DPS and given 30 days to verify with the department that they have valid insurance.
An online verification system is available for drivers to submit paperwork to verify that they comply with liability insurance laws.
If a driver chooses to take a chance and drive without insurance, some will face troublesome consequences. Failure to comply with liability insurance laws in this state can result in a suspension of the driver's license and registration, a $350 fine, 30 days in jail, or both.
If a vehicle is not in use, the owner is not required to carry insurance. Owners of non-operating vehicles can file their paperwork with a commission. If the vehicle is not used on public roads, no insurance is necessary.
Contact ACU Insurance Services today to get the necessary coverage. Our easy to use online tool will help you find a quote for a reliable auto insurance policy.
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