Each year, about 150 tropical depressions form in the Atlantic Ocean, Caribbean Sea, and Gulf of Mexico. On average, six of these will develop into hurricanes. Out of these, Texas is hit by a hurricane approximately three times every four years. This pattern, recorded over almost 200 years, can be relied upon. At ACU Insurance Services in League City, TX, we assist our customers in preparing for hurricane season.
Ensure you have insurance coverage.
One of the first actions you should take is to verify that hurricane damage is not excluded from your home insurance policy. If it is, you must acquire alternative coverage through another policy or a rider. Contact your insurance agent at once.
Check your roof
Your roof must be in sound condition to shield your home from a hurricane. Have a professional inspect it and recommend any required repairs. Replacing any loose or damaged tiles can prevent internal damage.
Clean your gutters
Gutters collect debris from trees and leaves during the early fall. If your gutters are not functioning correctly, massive downpours can cause backup and damage to your home’s ceiling.
Trim tree branches
Given that hurricanes bring strong winds, ensuring no tree limbs are overhanging your home and all dead branches are removed will protect your home from being damaged by flying wood.
Have an evacuation plan
In case of flooding, you should be prepared with an escape plan and keep all your important documents in a waterproof container that you can easily take with you.
If you would like to discuss your home insurance needs, contact our office at ACU Insurance Services in League City, TX.