You invited a neighbor over. While at your home, they fell, suffered an injury, and required medical care. Now they want you to pay for their losses. In many situations, you can be confident that your home insurance policy will help you and provide the financial protection you need.

When you are in the market for new home insurance in or around League City, TX, contact our team at ACU Insurance Services for a quote.

Coverage for Injuries Sustained in Your Home

Most home insurance policies have a component of liability insurance. Liability insurance protects you when others file a claim against you. If someone visiting your home suffers an injury while there, and it is due to your negligence, then your liability insurance steps in to provide protection for you. Most policies provide help in navigating such claims and will work with the parties to seek a fair resolution. If it becomes impossible to reach a resolution, the insurance policy also pays for your defense if someone seeks a lawsuit against you.

In these situations, alert your insurance company right away to the claims being made against you. They will step in and work with you to seek fair treatment. It is wise to discuss your case with your insurance agent before agreeing to anything with your neighbor.

When You Need Coverage, Contact Your Agent

If you are looking for quality home insurance in or around League City, TX that provides protection for all of your needs, turn to our team at ACU Insurance Services. We work with each client to create the best possible combination of coverage to protect against the losses and risks you face. Set up some time today to receive an individualized quote for your needs.