Windstorm insurance is essential for protecting your home in League City, TX from wind-related damage. But what about other structures on your property, such as fences? Understanding whether your fencing is covered during hurricanes, tornadoes, or thunderstorms is crucial. Coverage depends on your specific policy, the condition of your fence, and other factors.

Does Windstorm Insurance Cover Fences?

In most cases, windstorm insurance covers wind damage to fences, as well as other structures like sheds or swimming pools. However, the extent of coverage depends on the terms of your policy. Some policies may only protect your house or specific structures, such as a garage.

To ensure your fence is covered, review your policy carefully. If the terms are unclear, ask your insurance agent for clarification. Keep in mind that a deductible may apply, and smaller or low-value fences might not be covered. Additionally, insurers may deny coverage for fences that are poorly maintained or in disrepair.

Tips for Protecting Your Fence

Regular maintenance can help minimize damage and increase the likelihood of insurance coverage for repairs. Inspect your fence frequently and address issues like rotting wood or insect infestations promptly. Trim tree branches that could fall on your fence during storms, and securely anchor fence posts, ideally using concrete for added stability.

When you need reliable windstorm coverage for your home and property, turn to ACU Insurance Services. Our independent agency in League City, TX, specializes in customizing insurance policies to meet the unique needs of Texas homeowners. We also serve customers across much of the southeastern United States. Call us today at 800-581-2428 to learn more about our services and find the right coverage for your needs.