In League City, TX, storms don’t just bring rain—they bring the Gulf with them. A stalled front can turn streets into rivers before your coffee cools. At ACU Insurance Services, we’ve seen firsthand how quickly “a little water” can become four feet in your living room. Flood insurance isn’t a luxury here—it’s a lifeline when bayous overflow, drains clog, and the tide decides to move in.

Act Before the Storm, Not After

Flood coverage isn’t something you can activate during a downpour—it requires preparation long before the first storm alert. Most policies have waiting periods, and fall storms won’t wait for paperwork. That’s why we urge our neighbors to review their coverage now, before the streets shimmer under rising waters. Flood insurance should reflect the reality of your property, including garages, sheds, and even the ground floor of elevated homes—not just the idealized version.

Preparation Beyond the Policy

Flood preparation goes beyond insurance. Treat it like a fire drill: stack sandbags near doors, seal and store important documents in elevated locations, mark power shut-off points, and create a digital inventory of valuables with photographs. Most importantly, have a plan to evacuate your family before the water makes evacuation necessary. While a good policy provides financial protection, your readiness is the lifeline you’ll rely on in the moment.

Fall storms don’t wait for you to be “almost ready.” Let ACU Insurance Services in League City, TX, help you secure coverage and create a plan before the clouds gather. The Gulf will do what it does—your job is to ensure it doesn’t take everything with it.