At ACU Insurance Services, serving League City, TX, we want you to fully protect your business and your home so you protect your financial investment. Just as you don’t automatically get flood protection in your home insurance, your business doesn’t automatically come with flood protection in your commercial insurance policy.
You can purchase flood insurance for your business, though, just as you can for your home. You get the same options:
- Contents only
- Structure only
- Contents and structure
Which do you need?
You only need content coverage if you lease your office or commercial space. This type of policy protects your business equipment, stock, and any employee’s personal property.
If you own the building, whether you and your business occupy it or lease out its space to other companies, you need structure insurance coverage. This type of flood policy insures the building against damage.
If you own your building and occupy it with your own business, purchasing a contents and structure policy provides the best solution. With this option, you protect both the physical structure of your business’s building and the equipment and stock inside it.
Essentially, you can think of a contents-only policy as the renter’s insurance of flood policies. Whether you purchased a full building or just an apartment, condo, or floor, you’d purchase a structure or contents and structure policy.
Contact ACU Insurance Services today to learn more about protecting your League City, TX business with flood insurance. Let us help you add flood coverage to your existing commercial insurance coverage. Call us today.
